Rates

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Certificate of Deposit Rates

Term Dividend Rates Annual Percentage Yield (APY)* Minimum Balance
3 months 1.75% 1.762% $1,000
6 months 4.05% 4.111% $1,000
12 months 4.05% 4.111% $1,000
30 months 3.00% 3.034% $1,000
48 months 3.25% 3.290% $1,000

Money Market Rates

Amount Annual Percentage Rate (APR) Annual Percentage Yield (APY)*
$5000 - $24,999 1.00% 1.00%
$25,000 - $49,9990 1.20% 1.21%
$50,000 - $99,999 1.40% 1.41%
$100,000-$249,999.00 1.60% 1.61%
$250,000.00-$499,900.00 1.80% 1.81%
$500,000.00 + 2.00% 2.02%

Account Rates

Account Minimum Fee Dividend Rate Annual Percentage Yield (APY)*
Regular Shares $5.00 - 0.10% 0.10%
Regular Checking - - - -
Interest Bearing Checking $1,000 0.05% 0.05%
Christmas Club Account - - 0.10% 0.10%

*Rates subject to change. *APY = Annual Percentage Yield.

Rates effective as of November  28, 2022

 

Fee Schedule

Visa Gift Card $4.00
Cashier's Check $2.00
Copy of Cancelled Check $2.50
Statement Copy (per month) $2.50
Account History (per month) $2.50
Stop Payment $25.00
Wire In $15.00
Wire Out $25.00
Recurring Wire Out $15.00
International Wire $50.00
Returned Item Fee for Check Deposited $10.00
Debit or Credit Card Replacement $20.00
Non-Sufficient Funds $25.00