Rates

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Certificate of Deposit Rates

Effective as of 05/01/2024

Term Dividend Rates Annual Percentage Yield (APY)* Minimum Balance
3 months 5.00 5.095 $1,000
6 months 4.90 4.991 $1,000
12 months 4.70 4.783 $1,000
30 months 4.00 4.060 $1,000
48 months 3.60 3.649 $1,000

Money Market Rates

Amount Annual Percentage Rate (APR) Annual Percentage Yield (APY)*
$5000 - $24,999 1.50% 1.51%
$25,000 - $49,9990 1.70% 1.71%
$50,000 - $99,999 1.90% 191%
$100,000-$249,999.00 2.10% 2.11%
$250,000.00-$499,900.00 2.30% 2.32%
$500,000.00 + 2.50% 2.52%

Account Rates

Account Minimum Fee Dividend Rate Annual Percentage Yield (APY)*
Regular Shares $5.00 - 0.25% 0.25%
Regular Checking - - 0.15% 0.15%
Interest Bearing Checking $1,000 0.15% 0.15%
Christmas Club Account - - 0.25% 0.25%

*Rates subject to change. *APY = Annual Percentage Yield.

Rates effective as of September 1, 2023

 

Fee Schedule

Visa Gift Card $4.00
Cashier's Check $2.00
Copy of Cancelled Check $2.50
Statement Copy (per month) $2.50
Account History (per month) $2.50
Stop Payment $25.00
Wire In $15.00
Wire Out $25.00
Recurring Wire Out $15.00
International Wire $50.00
Returned Item Fee for Check Deposited $10.00
Debit or Credit Card Replacement $20.00
Non-Sufficient Funds $25.00